panky72
06-18 01:01 PM
I am not referring to the hypothetical scenarios and assumptions.
I am talking about the real scenarios in past that were covered. Did you have the first hand experience of it being covered?
I have bought it twice for my parents but did not use it (thank god). Yes that's a hypothetical scenario but I went through the policy fine print. At least it offers to cover some part of preexisting conditions which other plans do not.
I am talking about the real scenarios in past that were covered. Did you have the first hand experience of it being covered?
I have bought it twice for my parents but did not use it (thank god). Yes that's a hypothetical scenario but I went through the policy fine print. At least it offers to cover some part of preexisting conditions which other plans do not.
wallpaper Belly+button+piercing+
rangaswamy
07-11 02:04 AM
I have forwarded this within my company and also have made arrangements to send it to Cisco.
i hope we make this a silent no-slogan protest.
banners will convey our point.
i hope we make this a silent no-slogan protest.
banners will convey our point.
EkAurAaya
05-25 02:41 PM
This si for Akp
What's up buddy. This si your first post. What have u been doing all this time?
We are paying taxes along with SSN taxes. We have rt to ask or to bash this system.
well said... and key point is we are bashing (if that's what you want to call it) the system (we are part of the system) not Americans...
Lot of people fail or choose not to see that.
What's up buddy. This si your first post. What have u been doing all this time?
We are paying taxes along with SSN taxes. We have rt to ask or to bash this system.
well said... and key point is we are bashing (if that's what you want to call it) the system (we are part of the system) not Americans...
Lot of people fail or choose not to see that.
2011 elly button piercing
pansworld
12-02 01:43 AM
We can always convey that the amounts can and will be adjusted based on need. But let's set a target. Disclose the goals. Not the exact dates and times and the kinds of meetings being attended nor do we need a detailed daily report of how the money will be spent. That is micro reporting and I think we all trust IV enough to know that the money is being well spent. All targeted funding drives help us do is plan better and focus better.
Let's be vigilant and worry about the things we can worry about.
Getting a little philosophical:
I agree with you that the outside world is cruel. But the journey's been alright till now hasn't it. I was a huge supporter of the Gandhigiri campaign and was one of the primary reasons why I got involved with IV in the first place and am proud of it. We need more voices and more participation.
Let's be vigilant and worry about the things we can worry about.
Getting a little philosophical:
I agree with you that the outside world is cruel. But the journey's been alright till now hasn't it. I was a huge supporter of the Gandhigiri campaign and was one of the primary reasons why I got involved with IV in the first place and am proud of it. We need more voices and more participation.
more...
alterego
12-22 06:45 PM
Guys, please make mention about the wastage of estimated over half a million visas over the last decade due to bureaucratic and processing inefficiencies at the USCIS, while we have been waiting patiently.
The best outcome for us in all honesty would be a visa recapture legislation to get those of us at the 485 stage out of the system.
The best outcome for us in all honesty would be a visa recapture legislation to get those of us at the 485 stage out of the system.
vikramaditya
03-13 03:00 PM
http://newdelhi.usembassy.gov/prioritydates.html
hope this will help us understand e1 and ex
hope this will help us understand e1 and ex
more...
ashishgour
09-17 02:31 PM
Finally voting on this amendment now..I hope no other amendments...PlZZZZZZZZZZZZZZZZZ
2010 I have wanted my elly pierced
harikris
05-14 10:23 PM
[Mr. Brown] True. If the plan B/C is not up to par with plan A then it is definitely hard to move on. Plan A (GC) gives you a grand standard of living but Plan B (India etc.) gives you a first class citizenship plus a say in the society. It's not all bad.
[harikris] Plan B/C comes into play when plan A is logically terminated. That is not the case here Mr. Brown. The process should be fast enough not to allow a life changing event to weigh in on any individual to continue with an initially chosen plan or to abandon it.
[Mr. Brown] Given the passage of time priorities/drive should be geared more towards securing and making the best of what you have (home country's citizenship) rather than what you don't have (GC). Heck, even retirement based mutual funds work in that fashion (aggressive at first, conservative as time passes).
[harikris] Going by your analogy, most "young" folks do play it aggressive(risky) by following up on their dreams and when it is time to consolidate/secure, they are facing uncertainties that are not quite under their control. I can assure you that all their efforts are indeed geared up towards securing what they have worked so hard for all along. I am assuming home country's citizenship and social circles are a given and no extra-ordinary effort needs to be applied in those sectors.
[Mr. Brown] No offense but it comes out a bit narcissist like ... don't ya think?
[harikris] No Sir. I don't believe for a second that i am asking more than what i paid for or entitled to.
[Mr. Brown] See now ... everyone keeps talking about this deal that USCIS promised us. Either my lawyer didn't give me the fine print (where the time frame was mentioned) or USCIS doesn't promise a time frame to every applicant.
[harikris] I am referring to the statements that USCIS/legislators make when they come up with yet another innovative method to overhaul the system to speed up the process and efficiently tackle the existing backlog within a pre-set target date. We have to take their word for it, if we are to have any solid grounds for making a case against backlogs. We got to STOP taking their statements with a "pinch of salt" and "wink-wink" fashion because that would mean we have lost the fight even before we enter the field. We got to "help" USCIS and work with them so that they can help us.
[Mr. Brown] You nailed it. I completely agree with you and guess what this arrogance from USCIS will come back to bite them but it will be too late. How do you think empires that rule for centuries crumble in a few years? Empathy (or lack-thereof) can bring one down to their knees.
[harikris] Thanks. We surely don't want to wish the vehicle [USCIS] that is supposed to take us to our "destination" to crash fatally. Let's strive to put USCIS back on track.
[Mr. Brown] Nothing. As second class citizens (GC/USC or not) we don't have a say in this society. We give some to get some.
[harikris] Please, do what you can. Don't resign to such thoughts. Let's come up with a solution. There is no merit sitting idle. Let's start knocking doors in all earnest and some door should open for sure.
[harikris] Plan B/C comes into play when plan A is logically terminated. That is not the case here Mr. Brown. The process should be fast enough not to allow a life changing event to weigh in on any individual to continue with an initially chosen plan or to abandon it.
[Mr. Brown] Given the passage of time priorities/drive should be geared more towards securing and making the best of what you have (home country's citizenship) rather than what you don't have (GC). Heck, even retirement based mutual funds work in that fashion (aggressive at first, conservative as time passes).
[harikris] Going by your analogy, most "young" folks do play it aggressive(risky) by following up on their dreams and when it is time to consolidate/secure, they are facing uncertainties that are not quite under their control. I can assure you that all their efforts are indeed geared up towards securing what they have worked so hard for all along. I am assuming home country's citizenship and social circles are a given and no extra-ordinary effort needs to be applied in those sectors.
[Mr. Brown] No offense but it comes out a bit narcissist like ... don't ya think?
[harikris] No Sir. I don't believe for a second that i am asking more than what i paid for or entitled to.
[Mr. Brown] See now ... everyone keeps talking about this deal that USCIS promised us. Either my lawyer didn't give me the fine print (where the time frame was mentioned) or USCIS doesn't promise a time frame to every applicant.
[harikris] I am referring to the statements that USCIS/legislators make when they come up with yet another innovative method to overhaul the system to speed up the process and efficiently tackle the existing backlog within a pre-set target date. We have to take their word for it, if we are to have any solid grounds for making a case against backlogs. We got to STOP taking their statements with a "pinch of salt" and "wink-wink" fashion because that would mean we have lost the fight even before we enter the field. We got to "help" USCIS and work with them so that they can help us.
[Mr. Brown] You nailed it. I completely agree with you and guess what this arrogance from USCIS will come back to bite them but it will be too late. How do you think empires that rule for centuries crumble in a few years? Empathy (or lack-thereof) can bring one down to their knees.
[harikris] Thanks. We surely don't want to wish the vehicle [USCIS] that is supposed to take us to our "destination" to crash fatally. Let's strive to put USCIS back on track.
[Mr. Brown] Nothing. As second class citizens (GC/USC or not) we don't have a say in this society. We give some to get some.
[harikris] Please, do what you can. Don't resign to such thoughts. Let's come up with a solution. There is no merit sitting idle. Let's start knocking doors in all earnest and some door should open for sure.
more...
Karthikthiru
07-11 08:24 PM
Any new updates for this thread
Karthik
Karthik
hair Piercing belly rings, labrets,
vidyakulkarni
10-11 09:00 PM
Mine 3 years old approved H1b case status shows case reopened...pl help
more...
needhelp!
11-14 06:49 PM
I would understand if walking_dude was asking me to fly to Michigan and stand with a placard in front of the radio station (which I MIGHT do btw), but sending an email is a five-minute effort, which everyone can do sitting at their home/office/library.
I don't think we will dilute any other effort through doing this.
I don't think we will dilute any other effort through doing this.
hot and saw a elly piercing
gaz
09-17 02:23 PM
even criminals involved in illegal gambling are ahead of legals...
WTF?!
an amendment to respect religious freedom by King
and agreed to
Be happy Mr King..please be nice to Zoe and us now
WTF?!
an amendment to respect religious freedom by King
and agreed to
Be happy Mr King..please be nice to Zoe and us now
more...
house bottom elly button piercing.
Chanda
08-12 12:59 PM
Done..
tattoo Belly+button+pierced+3+
JazzByTheBay
12-13 05:40 PM
What I've said is: IF you think....
If you don't think that way, this doesn't apply. :)
So please stop taking it personally and stop getting all worked up about it... :)
jazz
I do not appreciate you pretending to know what I think of everyone in here and their work. (Which just for the record I appreciate very much!)
Simply put: I did not and do not think of anyone in here as an idiot.
So please refrain from saying that in future.
If you don't think that way, this doesn't apply. :)
So please stop taking it personally and stop getting all worked up about it... :)
jazz
I do not appreciate you pretending to know what I think of everyone in here and their work. (Which just for the record I appreciate very much!)
Simply put: I did not and do not think of anyone in here as an idiot.
So please refrain from saying that in future.
more...
pictures jazzy gets her elly pierced.
DesiGuy
09-17 11:43 AM
Rep Smith is speaking...still seems 6020.
dresses elly button piercing
punjabi77
09-23 07:02 PM
It is a free world. One can vent out his anger anywhere he wants. the person chose to got to immigrationportal..chill out people.. we are uncecessarily giving importance to that post..
more...
makeup Belly+button+pierced+4+
p_kumar
11-10 08:55 PM
That is out of question. If GC is rejected, i wont have any strength to go through this all over again. Having H1B after GC denial is immaterial to me. :eek:
girlfriend BELLY BUTTON TATTOO, Piercing
mhathi
11-06 03:54 PM
In reality, many companies who have subsidiaries abroad can use L1 visa program. But H1B offers flexibility that is much desired by many companies. (It is very less abused compared to H1B). No numerical cap on L1B may not go well with many of us. But I am very +ve that the visas are not issued in anticipatory mode like H1B. And why do companies spend 5K if they do not want to get the worker here? Do they like waste money just like that?
Logically this highlights the real problem in the system - numerical caps. If the caps are not there and companies can get a visa-on demand, they will not spend 5K per visa on anticipatory mode. Because there is no need to do that.
So no system is perfect. We have to minimize abuse and act responsibly when it comes to sensitive issues like immigration...
I see only one problem in this logic! Many cases I know of, at least from the 2007 H1B fiasco, paid for the H1Bs through consulting companies FROM THEIR POCKETS. So to answer your question as to why companies would spend $5000 in anticipation, is that they don't. They take it from the applicant. (again I am not saying all do, but there are abusive companies that do).
No cap on visa numbers will never fly... No political environment will be conducive to bringing in unlimited foreign workers without any restrictions. L1 has no caps because it is very difficult to qualify for an L1 visa, as far as I know. If caps in H1 are removed, you can bet there will be severe restrictions imposed on other aspects of the program.
Logically this highlights the real problem in the system - numerical caps. If the caps are not there and companies can get a visa-on demand, they will not spend 5K per visa on anticipatory mode. Because there is no need to do that.
So no system is perfect. We have to minimize abuse and act responsibly when it comes to sensitive issues like immigration...
I see only one problem in this logic! Many cases I know of, at least from the 2007 H1B fiasco, paid for the H1Bs through consulting companies FROM THEIR POCKETS. So to answer your question as to why companies would spend $5000 in anticipation, is that they don't. They take it from the applicant. (again I am not saying all do, but there are abusive companies that do).
No cap on visa numbers will never fly... No political environment will be conducive to bringing in unlimited foreign workers without any restrictions. L1 has no caps because it is very difficult to qualify for an L1 visa, as far as I know. If caps in H1 are removed, you can bet there will be severe restrictions imposed on other aspects of the program.
hairstyles elly surface piercing
whoever
02-07 07:32 AM
I wonder why EB 3 ROW is stuck at Aug 02. I guess it should move faster.
genscn
11-13 09:24 AM
http://www.sptimes.com/2006/11/12/Worldandnation/Just_a_little__immigr.shtml
There MIGHT be H1B related activities during Lame Duck Session.
======
AMERICA: WHAT�S AT STAKE
TECHNOLOGY
Tom Abate
Sunday, November 12, 2006
What's at stake: Reauthorization of the expired research and development tax credit; restoration of "network neutrality" on the Internet; and proposals to boost what Republicans call "competitiveness" and Democrats have styled "innovation," including changes to the controversial H-1B visa program.
http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2006/11/12/MNGV9MB48V1.DTL
=========
Difficult path predicted for CIR even with Democrats as majority.
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2006/11/12/MNGV9MB47K1.DTL
There MIGHT be H1B related activities during Lame Duck Session.
======
AMERICA: WHAT�S AT STAKE
TECHNOLOGY
Tom Abate
Sunday, November 12, 2006
What's at stake: Reauthorization of the expired research and development tax credit; restoration of "network neutrality" on the Internet; and proposals to boost what Republicans call "competitiveness" and Democrats have styled "innovation," including changes to the controversial H-1B visa program.
http://www.sfgate.com/cgi-bin/article.cgi?file=/c/a/2006/11/12/MNGV9MB48V1.DTL
=========
Difficult path predicted for CIR even with Democrats as majority.
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2006/11/12/MNGV9MB47K1.DTL
gc_maine2
05-20 04:17 PM
Very well summarized, recently I took the visitor insurance for my mother-in-law from .org. Before taking the insurance I called them and asked in details about pre-existing conditions and how it works. He told me in very simple words that for people who are aged above 45 plus they consider everything as pre-existing (he says its all because of age factor), any visitor insurance is only good if there is any accident (slipping from staircase, car accident...). so in a nutshell he said they will consider everything as pre-existing for aged people. I argued with him how come if they never have any History of BP and after coming here , if they have BP and sugar, then what? he says it just does not come suddenly, so its pre-existing.. I don't have the answer for him. After researching some more insurance companies, I took from them.
FinalGC,
You have summed it up correctly. Comprehensive insurance from a reputed US company/broker like AIG (not TATA-AIG) is the way to go. I had the same for my parents. Luckily, there was no need for us to use it but I know friends who have used it and were not left in soup (it worked as well as it was supposed to work).
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.
FinalGC,
You have summed it up correctly. Comprehensive insurance from a reputed US company/broker like AIG (not TATA-AIG) is the way to go. I had the same for my parents. Luckily, there was no need for us to use it but I know friends who have used it and were not left in soup (it worked as well as it was supposed to work).
Recently, one of my friend's dad came to Texas and got sick and the bill came to $60K. Unfortunatley, he did not buy travelers insurance and is fighting an uphill battle with the hospital.
My parents are coming next month, so I did a detailed research on all the insurance firms, both in India and in USA and I found that most of the ICICI or Tata-AIG plans have limited coverage, which limits the number of days in an ICU or visits by doctors etc.. Even if the plan has a $100K max, the plan may only cover upto $1000 per day for 30 days or so and then there is limitation for ICU and other surgeries. However, if you take a comprehensive coverage, then whatever the expenses, or wherever the charges are incurred, it does not matter. The total amount upto $100K will be covered and it does not limit ICU charges or room charges or doctor visits etc.
The only reason we need an insurance for parents is to cover emergencies, rather than regular doctor visits. Generally, any emergency run 60-70K, so I would recommend a minimum of $100K and do a comprehensive coverage. I have worked with IMG or check this guy at http://www.visitorshealthinsurance.com/
I even called IMG to ensure that this guy is an authorized re-seller/broker for the insurance.
Additionally, I did not find any insurance that covers pre-existing conditions. So just pray that they are healthy during their stay in US.
Yes, it is little expensive, but better peace of mind with comprehensive. If you do a local US insurance, then it is easy to get the insurance paper work done, when needed, rather than doing an Indian based insurance, which may need additional paper work and money transfer may get delayed.